>> According to the 48-page complaint, Lexington Law relied on a marketing affiliate network that used deceptive, bait advertising to generate referrals to Lexington Laws credit repair service. The Bureau focused on Lexington Laws referral fees, stating that the organizations failed to observe the mandatory waiting period required by federal law. We will update you on newsroom updates. /Parent 9 0 R >> 27 0 obj I didnt see any changes on my credit report over $1000, I have been receiving emails, texts, phone calls repeatedly i filed but have heard nothing git a text just the other day, and they have emails that trick you, you do not know its them till too late why can i not get any info on whats happening about this claim please, You need to go to the settlement website and submit your claim: https://kccsecure.com/LexLawTCPAsettlement/Claimant, Ive gotten plenty of calls and text . /Resources 100 0 R << /Type /Page This website is not intended for viewing or usage by European Union citizens. /CropBox [0 0 612 792] << /Rotate 0 A copy of the motion in the case of Bureau of Consumer Financial Protection v. Progrexion Marketing et al. << 9n@P\:"#b(.T8,$G,#ge 1"LfLKl(w-KEhRf/;c\ /Type /Page Published on: They are still doing this. /Type /Page 1-844-264-8240, Abbas Kazerounian /MediaBox [0 0 612 792] This story made the news for a few days and when the victims cousin went to the police, he was mistaken about the identity of the person who committed this crime. /Annots [] /Annots [] /Type /Page In other instances, some of these affiliates used advertisements that included fake real estate ads, fake rent-to-own housing opportunities, fake relationships with lenders, false credit guarantees, and false and unsubstantiated statements about past consumer outcomes, along with false and unsubstantiated statements about consumers likelihood of success in obtaining products and services such as rent-to-own housing contracts, mortgages, or personal loans, as enticements to try to get consumers to call in. 51 0 obj /Rotate 0 /Resources 128 0 R They called me twice and left voicemails and texted me that I will no longer receive SMS anymore. /Type /Page /CropBox [0 0 612 792] If you want to republish the article /Parent 8 0 R The lawsuit also names sever other companies, all of which are either related to or associated with the consumer-facing outlets CreditRepair.com and Lexington Law. /Parent 4 0 R /MediaBox [0 0 612 792] /Parent 11 0 R The Motion claimed that the TSR does not apply to Lexingtons services and that the CFPBs interpretation of the TSR is an unconstitutional restraint on free speech. /Resources 224 0 R They also took money when they said they wasnt . Next Article: California State Legislature Advances Amendments to California debt-collection On Thursday, the CFPB announced that it filed a lawsuit against Lexington Law for violations of the Telemarketing Sales Rule (TSR) and the Consumer Financial Protection Act. << Plaintiffs must show that they suffered an UPDATE: The Lexington Law Firm TCPA Class Action Settlement was granted final approval on April 15, 2020. endobj But that advertising isnt always on the up and up, the CFPB claims. CFPB laid out multiple allegations of employees and executives at Lexington Law possibly actively helping HSB1 further their deceptive marketing practices or at the least actively turning a blind eye. << The Daytona Beach News-Journal. 2 0 obj The Consumer Financial Protection Bureau has filed a motion in its case against Lexington Law, asking the judge to assess $3.1 billion in penalties in the form of redress to consumers and fines arguing that is the amount that the defendants took from four million consumers. I had to change my personal checking account to stop them from taking my money. 36 0 obj /CropBox [0 0 612 792] A=4?7i%m!LPTfzf1%3S`V(QqtSF>(# :11}>y\2N-RfdwzQ=MsJZMcG:5pkbT Find the Right Collections Solution for Your Business, How to Launch an Omnichannel Collection Strategy, Breaking Down the CFPB's Opinion on Convenience Fees, Overcoming Communication Barriers to Reach Your Accounts, How to Automate Legal Processes to Shrink Regulatory Risk & Increase Recoveries. The CFPB lawsuit names PGX Holdings and subsidiaries Progrexion Marketing, Progrexion Teleservices, eFolks, and CreditRepair.com; and against John C. Heath, Attorney at Law, which does business as Lexington Law. << /Rotate 0 Please see what other class action settlements you might qualify /CropBox [0 0 612 792] /Rotate 0 /MediaBox [0 0 612 792] /Contents [201 0 R 202 0 R 203 0 R] Lexington Law Prevails Again Against Misguided Attack from Debt Collectors. endobj 54 0 obj Its too early to tell what effect this lawsuit will have on the ARM industry, but one thing is for certain: all eyes are on this one. /Contents [213 0 R 214 0 R 215 0 R] /Type /Page /Annots [] /Resources 180 0 R insideARM, With this complaint, the tides haveturned. You can explore additional available newsletters here. 29 0 obj WebAbout Lexington Law. /Type /Pages Lexington Law offers three plans, with costs ranging from $99.85 to $139.95. The requirement under (part of state law) that a claimant obtain a supporting affidavit from a medical expert in the same specialty as a prospective defendant before /Length 254 0 R /Resources 112 0 R >> /MediaBox [0 0 612 792] To maximize your credit score increase you need to choose the best rent reporter for you. 6 0 obj endobj All rights reserved. If youre unsure if you qualify, pleaseread the FAQ section of the Settlement Administrators website to ensure you meet all standards (Top Class Actions is nota Settlement Administrator). 53 0 obj /Type /Page Steve Rogers has been a professional writer and editor for over 30 years, specializing in personal finance, investment, and the impact of political trends on financial markets and personal finances. /Resources 124 0 R 57 0 obj Save my name, email, and website in this browser for the next time I comment. 39 0 obj /Parent 8 0 R >> In a separate lawsuit filed by The CBE Companies and RGS Financial, a jury recently found that Lexington Laws scheme of mailing mass volumes of credit dispute letters was fraudulent. The Bureau is asking the judge to award consumers who paid for Lexington Laws credit repair services $2.75 billion in restitution, $367 million to consumers who paid for CreditRepair.coms services, as well as $17 million in civil money penalties for John C. Heath, and $35 million in civil money penalties to the other defendants. You must contact the Without its massive (and, according to the Bureaus complaint, deceptive) lead generation program, Lexingtons source for these mass credit report disputes would not exist at its current scale. << /CropBox [0 0 612 792] 3 0 obj 43 0 obj /Nums [0 7 0 R] Next Article: The Rise and Fall of TCPA Suits debt-collection Top Class /Type /Page >> >> 1:17-cv-00087, in the U.S. District Court for the District of Utah, Pena v. Lexington Law Firm, Case No. /Parent 8 0 R /MediaBox [0 0 612 792] 16 0 obj final-rule The impact of this case will go far beyond Lexington Law. << << The actual complaint is against multiple companies including Lexington Law (who is actually a DBA). According to the complaint, Lexington Law had knowledge that such misrepresentations were occurring and allowed the practices to continue. The court also concluded that plaintiffs' fraud by non-disclosure claim must be dismissed because they did not justifiably rely on any failure of defendants to disclose material facts, and plaintiffs have not shown that defendants had a duty to disclose that they were the ones actually sending the dispute letters. endobj One of the most important is whether the plaintiffs share a common injury. /CropBox [0 0 612 792] All they did was take my money! 4/18 Consumer Relations Consortium Virtual Peer Call (Members Only), 4/18 Research Assist Peer Call (Members Only), 4/25 Research Assist Peer Call (Members Only), 4/27 ARM Industry Legal Trends to Know Now from insideARMs Legal Advisory Board, 5/2 Consumer Relations Consortium Virtual Peer Call (Members Only), 5/16 Work Smarter Not Harder - Getting the Most Out of Speech Analytics and QA Controls, 5/18 Best Practices for a Strong Debt Sale Strategy, 5/24 ARM Industry Legal Trends to Know Now from insideARMs Legal Advisory Board - Part 2, 6/7 Spring Consumer Relations Consortium Meeting (Members Only), 11/8 Fall Consumer Relations Consortium Meeting (Members Only), Collections & Recovery Newsletter (for Lenders). administrator or law firm. /Annots [] 31 0 obj >> >> x+ | The core of the complaint is alleged violations of the Telemarketing Sales Rule (TSR). /Contents [225 0 R 226 0 R 227 0 R] /Contents [65 0 R 66 0 R 67 0 R] /Count 48 >> << Plaintiffs filed suit against Lexington Law and its vendor, Progrexion, for purportedly perpetrating a fraud in which the firm failed to disclose that it was sending letters to the companies in its clients' names and on their behalves. /CropBox [0 0 612 792] 2017) Annotate this Case Justia Opinion Summary Design Basics claims rights to about 2700 home designs and sued Lexington for copyright infringement, contending that Lexington built homes that infringed four Design Basics designs. /Type /Page << An interesting twist occurred in the battle against credit repair agencies that flood debt collectors with dispute letters. Notably, whatever the truth or falsity of the Complaint, CFPB does not complain in the slightest about how any of the Defendants, particularly Lexington Law and CreditReport.com, treated those consumers referred for credit repair help. endobj >> /Contents [197 0 R 198 0 R 199 0 R] In one example, one of Progrexions most productive marketing affiliates falsely advertised that it guaranteed ANYONE a 0-3.5% Down Home Loan no matter how bad their Credit is when we start!. /MediaBox [0 0 612 792] Lexington replied on Dec. 30, claiming that they do not promise a specific result and are thus exempt from the rule. /Annots [] /MediaBox [0 0 612 792] /Parent 10 0 R << /Annots [] Additionally, plaintiffs have not shown that Progrexion disclosed any factsmaterial or otherwiseand so cannot be liable for fraud by nondisclosure. >> According to the complaint, Lexington Law has previously been sued over TCPA violations, but has nevertheless continued its illegal telemarketing practices. /Type /Pages /MediaBox [0 0 612 792] << WebI had signed up for Lexington several months earlier to help me with my late payments and hard inquiries. >> One of Lexington Laws largest lead generation affiliates would tell consumers on the phone that their credit score was the only thing keeping them from their desired product. This would follow with a lead-in to Lexington Laws service to help increase the consumers eligibility for a product that did not exist. /CropBox [0 0 612 792] /Parent 10 0 R Let Top Class Actions know when you receive a check in the comments section below or on our, Lexington Law Firm TCPA Class Action Settlement, https://kccsecure.com/LexLawTCPAsettlement/Claimant, GE Capital Assurance universal life price hikes may be unlawful and excessive, Creditor and debt collector calls class action lawsuit investigation, Essential: Remember your cookie permission setting, Essential: Gather information you input into a contact forms, newsletter and other forms across all pages, Essential: Keep track of what you input in a shopping cart, Essential: Authenticate that you are logged into your user account, Essential: Remember language version you selected, Functionality: Remember social media settings, Functionality: Remember selected region and country, Analytics: Keep track of your visited pages and interaction taken, Analytics: Keep track about your location and region based on your IP number, Analytics: Keep track of the time spent on each page, Analytics: Increase the data quality of the statistics functions, Advertising: Tailor information and advertising to your interests based on e.g. >> /Type /Catalog endobj 21 0 obj Click Change Settings if you want to tailor the use of your cookies. 62 0 obj EXHIBIT(S) - 2 (Motion #001) - EXHIBIT 2 - AFFIDAVIT OF SERVICE November 14, 2022. /Resources 108 0 R /Contents [101 0 R 102 0 R 103 0 R] >> /Parent 10 0 R 58 0 obj endstream /Rotate 0 << /CropBox [0 0 612 792] The evidence presented at trial demonstrated that Lexington Law Firm was acting in accordance with the retainer agreement, and that each client explicitly consented to Defendants disputing certain of their credit lines and signing their names on the letters. /Contents [113 0 R 114 0 R 115 0 R] such links, we may receive a commission, but it will not result in any additional charges to you. The jury awarded to the debt collectors a little over half a million dollars in damages and expenses, as well as a whopping $1,948,317 in exemplary 41 0 obj Last month, Judge Bruce S. Jenkins granted a motion filed by the CFPB for partial summary judgment on the count that the defendants had violated a provision of the TSR dating back to 2016. The judge issued an order on several post-verdict motions filed by both parties in the lawsuit. /Resources 80 0 R /Type /Page /Annots [] Under the rule, companies can only charge fees for telemarketed credit repair services after providing consumers with documentation reflecting that the promised results have been achieved. /Creator (PScript5.dll Version 5.2.2) 18 0 obj The CFPB this week filed a lawsuit against CreditRepair.com and Lexington Law, which the bureau claims are two of the countrys largest credit repair companies, alleging that the companies violated the Telemarketing Sales Rule by requesting and receiving payment of prohibited upfront fees for credit repair services. endobj The victim and his family are now happy with the verdict and do not plan to file any complaints against the lawyers. The process is as follows: Step 1: The plaintiff /Resources 184 0 R Site by. One CROLexington Law and its related entities (collectively, Lexington Law)have caught the attention of the Consumer Financial Protection Bureau (CFPB or The affiliates market their loans through inbound and outbound calls. Here are some things to know about the case. << All of them are satisfied with the way their lawsuit was handled and they feel that it was fair as the justice system is meant to work. ?`5N'xXYs6SvP, But, according to the CFPB, the affiliate did not provide any loans at all. /Rotate 0 /Kids [8 0 R 9 0 R 10 0 R 11 0 R 12 0 R] They did nothing to improve my situation, and their customer service is /Contents [129 0 R 130 0 R 131 0 R] /Resources 200 0 R WITH ALL OF THAT SAID, WHAT DO I NEED TO DO IN ORDER TO BE PART OF THIS CLASS ACTION SUIT? /Annots [] << Add me please! The verdict has also affected the way the case was handled afterwards and all of them are happy that the lawyers have finally been proven wrong. /MediaBox [0 0 612 792] Some may be disappointed that the CFPB did not go further and. directory! According to the plaintiffs, these calls and texts violated the Telephone Consumer Protection Act, or TCPA. Actions does not process claims and we cannot advise you on the endobj If you dont qualify for this settlement, check out our database of otheropen class action settlementsyou may be eligible for. /Type /Page /Parent 10 0 R LEXINGTON COUNTY, S.C. (WIS) - Coroner Margaret Fisher has identified the worker who died at the Michelin Plant in Lexington County on April 13, 2023. /Type /Page (2014-2015 or maybe early 2016); /Resources 152 0 R Strangely, each of the charges in the complaint is made against the group as a whole, much like a blanket.However, the law does not work like that, each company is a separate entity, and each charge will have to be explicitly proven against each entity. One CROLexington Law and its related entities (collectively, Lexington Law)have caught the attention of the Consumer Financial Protection Bureau (CFPB or Bureau). While those people are still on the phone, their call is transferred from the affiliate to one of the Progrexion companies so the company may begin selling their credit repair services. >> 50 0 obj /Contents [105 0 R 106 0 R 107 0 R] /MediaBox [0 0 612 792] << /Count 10 Katie Grzechnik Neill General Counsel & Regulatory Editor 1 The Bureau of Consumer Financial Protection (Bureau) brings this action Price: $89.95 $129.95 + One-time Set Up Fee; BBB Rating: C (Pending Lawsuit) Lexington Law is actually a law firm that also provides credit repair services. /Filter /FlateDecode Plaintiffs have not shown that defendants committed fraud and plaintiffs' fraud by non-disclosure cl You're all set! /Rotate 0 Thats 1.6 million calls and texts. document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_3" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_4" ).setAttribute( "value", ( new Date() ).getTime() ); Please note: Top Class Actions is not a settlement Lexington Law and CreditRepair.com accused of violating federal laws. /Author (mcowenm) /Resources 176 0 R % /Rotate 0 /Resources 148 0 R >> Go Ahead: Its Time To Fix Your Credit this is the email from Lexington law firm I already posted there mail the email address for Lexington law firm in which the email was sent to me from please add me to the lawsuit of my name is already on the lawsuit, Your email address will not be published. << << endobj Told me that they would help me fix my credit and all they did was take, take, take money CONSTANTLY from my checking account. 49 0 obj Privacy Policy | /Rotate 0 mcowenm /Annots [] According to the CFPB, the hotswaps usually happen directly after a caller has been denied a loan. I just am now seeing the list of class action suits, and Lexington Law definitely rings a bell for me. /Parent 11 0 R /CropBox [0 0 612 792] /Type /Page << /MediaBox [0 0 612 792] that reports on class action lawsuits, class action settlements, endobj /Resources 160 0 R collection-laws-and-regulations endobj (7i`Z/,N 3C` /Type /Page In regards to the count that Lexington Law charged fees for services that had not been rendered, they simply. Did not provide any loans at all money when they said they wasnt the plaintiffs share a injury! Complaint, Lexington Law offers three plans, with costs ranging from $ 99.85 $! With a lead-in to Lexington Laws referral fees, stating that the organizations failed to observe the mandatory waiting required... Viewing or usage by European Union citizens did was take my money just am now seeing the list class. An interesting twist occurred in the lawsuit, according to the CFPB did not exist change. 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